Toyota Finance & Insurance | Melbourne City Toyota

Toyota Finance & Insurance

Why wouldn't you get your finance from the same place you get your car?

We're here to help make car finance easier and more transparent.

Need to understand Car Finance 101? Then let David Koch aka "Kochie" explain:

CAR FINANCE EXPLAINED

 


Toyota Access

Guaranteed Future Value - Consumer Fixed Rate Car Loan

Toyota Access is a smart program that gives you an exceptional level of choice, confidence and flexibility when it comes to car finance, both now and in the future.

Key benefits include:

  • The assurance of fixed monthly payments
  • The certainty of a Guaranteed Future Value*
  • The flexibility to trade, keep or return your Toyota

HOW DOES TOYOTA ACCESS WORK?

 


Toyota's Consumer Fixed Rate Car Loan

Our Consumer Fixed Rate Car Loan gives you the security of a fixed interest rate for the term of your car loan plus the freedom to choose the term length, ranging from 1-7 years, helping you get into the car you want, today.

Key benefits include:

  • A fixed interest rate for the term of your car loan
  • Flexible car loan terms, ranging from 1-7 years
  • Financing of vehicles up to 7 years old

Toyota Novated Lease Program

Novated Leasing is a finance arrangement used with salary packaging, where your employer pays for your car finance and running costs directly from your salary.

Key benefits include:

  • Tax-effective financing through pre - and post-tax salary deductions
  • Control and flexibility - drive the car of your choice that suits your lifestyle
  • Convenient and cashless motoring - with the option to include all car running costs
  • Ask our Fleet team today

Toyota Insurance

Protect your Toyota and get you back on the road in no time. Plus, we give you the reassurance that repairs will be done using Toyota Genuine Parts made specifically to fit your Toyota.

Key benefits include:

  • Replacement with a new Toyota after a total loss
  • Quality repairs with Toyota Genuine Parts
  • Lifetime Repair Guarantee

To find out more, download the Comprehensive Motor Vehicle Insurance Product Disclosure Statement (PDS) here


Toyota Finance Protection Insurance

It's good to have a Plan B for unforseen circumstances, such as a serious illness, accidental injury, or involuntary redundancy. Finance Protection Insurance can cover your car loan repayments for up to six months, subject to the maximum cover amount you have chosen.

Key benefits include:

  • Your car loan is covered for up to six months, subject to the maximum cover amount you have chosen
  • A simple one-off payment can be included in the total amount being financed with Toyota Finance

To find out more, download the Finance Protection Insurance Product Disclosure Statement (PDS) here


Toyota Finance Gap Insurance

If your car is written off as the result of an accident or theft, there may be a gap between the amount your comprehensive insurer pays you and the outstanding balance on your vehicle finance contract. You could also be up for extra costs when you buy a replacement vehicle. That's where Finance Gap Insurance comes in.

Key benefits include:

  • Receive up to $30,000 for gap payments
  • A simple one-off premium covers you for the duration of your finance contract

To find out more, download the Finance Gap Insurance Product Disclosure Statement (PDS) here 


Toyota's Factory Approved Extended Warranty Insurance

Factory Approved Extended Warranty insurance is exclusively available for Toyota pre-owned vehicles that do not have "Toyota Warranty Advantage" and can be purchased whilst the vehicle is still within the Toyota new vehicle warranty period. You can also purchase Factory Approved Extended Warranty insurance when purchasing a Toyota pre-owned vehicle from a Toyota Dealer, provided the vehicle is less than 8 years old, travelled less than 120,000km and is not covered by "Toyota Warranty Advantage". Factory Approved Extended Warranty Insurance covers the repair or replacement of any Toyota component defective in materials or workmanship under normal operation and use. Plus, all repairs will be performed using only Toyota Genuine Parts. Any parts and accessories purchased will also be covered for the remaining period of cover.

  • To find out more, download the Factory Approved Extended Warranty Insurance Product Disclosure Statement (PDS) here
  • Download Supplementary Product Disclosure Statement (SPDS) here

This SPDS, dated 1 May 2019, updates and should be read in conjunction with Toyota Comprehensive Car Insurance Policy and Product disclosure statement, Toyota Extended Warranty Insurance Policy and Product Disclosure Statement, Toyota Factory Approved Extended Warranty Insurance Policy and Product Disclosure Statement, Toyota Finance Protection Insurance Policy and Product Disclosure Statement, Toyota Finance GAP Insurance Policy and Product Disclosure Statement and any other applicable SPDS we may have given you. 

Just some of Melbourne City Toyota's advantages:

  • Toyota Access
  • Toyota Genuine Parts
  • Toyota Certified Advantage
  • Toyota Used Cars
  • Toyota Fleet Specialist
  • 5 Year Warranty